Why I Need protection?
Life insurance is designed to pay out if you die during the term of the plan. Most people who buy this type of insurance buy just enough to pay off their mortgage. But is this really enough? For most of us, our mortgage is only one of many financial commitments we have, such as loans, credit cards, childcare costs etc.
Most of these commitments won’t go away if one of the breadwinners die. Modern protection products can offer life cover that can pay out as a lump sum or as a monthly income. This
could give your family protection that covers the mortgage or provides an income they may need to live in the family home and continue to pay the bills.
We can provide you with a free, no obligation quote to give you an idea of the costs involved in putting this type of protection in place. For further information and advice on the below, please contact us:
• Level Term Assurance
• Decreasing Term Assurance
• Increasing Term Assurance
• Family Income Benefit
Trusts*
When arranging a life assurance policy it is important you consider whether the plan should be placed in trust. This may sound complicated and involve extra paperwork but it is relatively straight
forward to do and we can guide you through the process, indeed we can put policies that we have recommended in Trust for our clients at no additional cost.
*Trusts are not regulated by the Financial Conduct Authority
We do not charge any fees for advice on the range of insurance products we can offer.
Please either call us on 01257 270729 or complete our Contact Form